Loan Rates

Loans

Rates effective as of 1/01/2024, and subject to change without notice.
APR = Annual Percentage Rate

LOAN RATES SCHEDULE
NameRate
Share secured (shares are pledged as collateral) 2.20% APR
Loan Specials
  • No loan specials available at this time.

NEW AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
Effective Date: 01/01/2024
TermRate
Up to 60 months financing
Over $25,000 - Up to 72 months financing
New = never titled AND less than 5,000 miles		 5.20% - 10.20% APR

USED AUTOS, BOATS, RVs, CAMPERS, MOTORCYCLES
Effective Date: 01/01/2024
Model YearsAmountTermRate
2021-2023   up to 60 months financing 5.69% - 11.95% APR
  Over $25,000 or more up to 72 months financing  
2018-2020   up to 48 months financing 5.69% - 11.95% APR
  Over $10,000 or more up to 60 months financing  
2004 to 2017   Up to 36 months financing 6.95% - 12.95% APR
  Over $10,000 or more up to 48 months financing  

SNOWMOBILES
Effective Date: 01/01/2024
Model YearsAmountTermRate
New   Up to 60 months financing 6.20% - 11.20% APR
2021-2023   up to 60 months financing 6.69% - 11.95% APR
2018-2020   up to 48 months financing  
  Over $10,000 or more up to 60 months financing  
2004-2017   up to 36 months financing 7.95% - 12.95% APR
  Over $10,000 or more up to 48 months financing  

HOME EQUITY LOANS
TermRate
  • Up to 180 months financing with a balloon payment after 72 months
 contact the credit union

SIGNATURE LOANS (AND OTHER COLLATERAL OFFERED)
TermRate
  • Up to 24 months financing
  • Maximum unsecured loan is one month’s gross income
 13.45% - 16.45% APR

VISA CREDIT CARD (NO ANNUAL FEE)
TermRate
  • Credit limit based on gross income
 contact the credit union

 

Rates are based on the credit history of the applicant.
Loans currently at the credit union can not be refinanced.

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