Savings Rates

Savings

Rates effective as of 10/15/2025, and subject to change without notice.
APY = Annual Percentage Yield

SHARE SAVINGS
Effective Date: 09/19/2024
NameDividend RateAPY
Shares 0.80% 0.80%
Share Drafts N/A N/A
Christmas Club 0.80% 0.80%

SHARE CERTIFICATES (CDs) $500.00 Minimum
Effective Date: Friday, October 31st, 2025
NameDividend RateAPY
6 Months 3.70% 3.70%
12 Months 3.50% 3.50%
18 Months 3.10% 3.10%
24 Months 2.90% 2.90%

IRA SHARE ACCOUNTS AND CERTIFICATES
Effective Date: 09/14/2023
NameDividend RateAPY
IRA Share Accounts 0.80% 0.80%

IRA SHARE CERTIFICATES
Effective Date: Friday, October 31st, 2025
NameDividend RateAPY
6 Months 3.70% 3.70%
12 Months 3.50% 3.50%
18 Months 3.10% 3.10%
24 Months 2.90% 2.90%

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